Co-parenting expense
transparency,
built on real bank data.
SplitMinder is the first co-parenting app built around shared, court-grade financial truth — for families and the professionals who serve them.
Separated parents have no shared, trusted record of what they spend on their kids.
Today, expenses live in screenshots, group texts, and spreadsheets — fueling disputes, billable lawyer hours, and unreliable data in court. The category has no dominant product.
US children live in shared-custody arrangements. The population grows every year.
Dollars currently spent on a category leader. No one combines bank data, professional access, and court-ready exports.
In annual family-law fees. Even single-digit-percent capture is a meaningful business.
Built and live. Not a deck.
SplitMinder is shipping today on iOS, with a web portal for partner firms. The technical work — Plaid integration, classification, exports, portal — is done. The bottleneck is distribution.
Plaid-powered shared ledger
Both parents connect bank accounts. Both see the same source of truth in real time.
AI-assisted classification
Transactions are sorted personal vs. shared, by child, with minimal manual work.
Lawyer / mediator portal
Read-only access for the professional handling the case — invited directly from the dashboard.
Court-ready PDF exports
Monthly summaries formatted for mediation, filings, and reconciliation.
Child support tracking
Obligation history with a clean, auditable payment trail.
Receipt verification
Manual entries can be backed by a receipt — reducing fraud in contested cases.
The product, with live mock data.
Three of the core surfaces co-parents use every month — and the same surfaces a lawyer or mediator sees in read-only.
Good morning
Sarah
Total shared expenses
You paid
$823.75
Mike paid
$423.75
Dr. Smith Pediatrics
Medical · Today
$150.00
PendingTarget - School
Education · Yesterday
$67.43
ApprovedMonthly dashboard
Both parents land on the same shared total, who paid what, and what's owed.
Transactions
TODAY
Whole Foods Market
Groceries
$89.43
SharedSoccer League
Activities
$175.00
PendingYESTERDAY
Gap Kids
Clothing
$124.99
SharedUber
Transportation
$18.50
PersonalKumon Math
Education
$150.00
SharedLAST WEEK
CVS Pharmacy
Medical
$34.99
SharedPlaid-synced transactions
Each parent classifies their bank activity as shared, personal, or pending review.
Shared Record
Your share
$623.75
Mike's share
$623.75
Annual Checkup
Jan 15 · Medical
$250.00
School Supplies
Jan 12 · Education
$89.99
Piano Lessons
Jan 10 · Activities
$200.00
School Lunches
Jan 8 · Food
$145.00
Shared record · court-ready
Reconciled monthly view that exports to a one-click PDF for filings and mediation.
The wedge nobody is filling.
No competitor combines real bank data, shared classification, professional access, and court-ready exports. That gap is the wedge.
| Product | Focus | Co-parent fit |
|---|---|---|
| OurFamilyWizard | Communication, calendars, light expense logs | Partial |
| TalkingParents | Court-recordable communication | Partial |
| Splitwise | Roommate-style expense splitting | Wrong shape |
| Venmo / Zelle | Peer payments, no shared record | No record |
| SplitMinder | Bank-data shared ledger + lawyer / mediator portal + court-ready exports | Direct fit |
Lawyer-led distribution.
Family law attorneys and mediators are the primary growth engine. Every divorce or custody case is a captive moment of need. Our partner program turns each professional into a recurring source of qualified couples.
Free professional accounts
White-labeled monthly reports for attorneys and mediators.
Direct client invites
Professionals invite couples straight from their dashboard.
Referral revenue share
Partners earn when referred clients upgrade to Pro.
Florida-first beachhead
Cold outreach + courthouse-area QR signage in South Florida.
Freemium for parents. Paid for professionals.
Three tiers, one shared infrastructure. Detailed unit economics, cohort behavior, and projections are reviewed live in the investor meeting.
One connected account, manual classification, basic ledger.
Full Plaid sync, both-parent ledger, lawyer access, court-ready exports, child support tracking.
Bulk reports, white-label exports, multi-client dashboard, priority support.
What success looks like in year one.
A working partner, not a passive check.
We're inviting an operator-investor who owns marketing, sales, and growth. The founder retains product, engineering, and partnerships. Capital goes to growth — not founder compensation.
Specific terms, valuation, and use of funds are shared in the meeting.
Marketing strategy, paid acquisition, attorney / mediator outreach, growth funnel, and brand voice.
Product, engineering, Plaid and infrastructure relationships, legaltech ecosystem partnerships, corporate operations.
Pricing, major hires, future fundraising, geographic expansion.
The people behind SplitMinder.
Carlos Ruiz del Vizo
CEO & Founder
12+ years in CRO and performance marketing. Founder of Awasero Digital Solutions (2016). Multiple product builds and exits. Agency leadership at Outliant and Ignite Visibility.
Active startup mentor at 500 Global across cohorts in Korea, MENA, and LATAM. Bilingual (English / Spanish). Based in Coral Gables, FL.
Gabriel Garcia
CTO
Leads engineering and the technical architecture behind SplitMinder — Plaid integration, the shared-ledger infrastructure, AI-assisted classification, and the cross-platform mobile and web stack.
Owns product reliability, security, and the engineering cadence that keeps SplitMinder shippable as the partner network and user base scale.
Want the full deal?
Specific terms, valuation, use of funds, and unit economics are shared in a working session — not on a public page.